Privacy Policy

Last updated: 2026-08-10

Vicaya calculators run entirely in your browser. The numbers you type in, such as income, balances, and rates, are used only to work out the result you see on screen. They are not sent to a Vicaya server, and no one at Vicaya sees them.

What we do not collect

There is no signup and no account. We do not collect your name, your email address, or any figure you enter into a calculator.

Analytics and advertising

As of the date above, this site runs no analytics and no advertising. The pages set no cookies and load no third-party script, font, or image. If that ever changes, this page will be updated first to explain what is collected, why, and how to opt out.

Browser storage

This site sets no cookies. It uses your browser local storage for one thing, and it stays on your device. The key vicaya.decisionScenarios holds up to six saved scenarios, and it is written only when you press the button to save a scenario. A saved scenario includes figures worked out from the inputs you entered. Clearing site data in your browser removes it.

Changes to this policy

This policy may change as the site changes. Using the site after an update means you accept the updated policy.