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Financial Calculators
Financial calculators for your everyday money decisions
One search box, eight decision groups, three markets. No wall of 130 cards to scan.
Showing all 130 finance calculators and 4 planning paths.
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Popular starting points
See your take-home pay
Estimate UK salary after tax
Project your target
Eight decisions, not 130 tools
Full A–Z list →Market
Income, Salary & Payroll
What do I actually take home?
Estimate take-home pay, salary deductions, tax withholding, and employer payroll cost.
- U.S. paycheck calculators Salary, hourly, bonus, W-4 and 18 state pages.
- India salary calculators In-hand salary, tax regimes and payslip checks.
- UK Take-Home Pay Calculator PAYE, National Insurance, pensions and student loans.
- Payroll Cost Calculator The employer side of a hire.
12 tools · 28 variants
Home Buying
Estimate home affordability, mortgage payments, down payment, loan-to-value, and closing costs.
- Payment & affordability
- Upfront & loan terms
- United States
- United Kingdom
- India
15 tools · open hub
Mortgage Management
How do I manage or improve my existing mortgage?
See amortization, payoff, extra payments, recasts, points, and rate-adjustment scenarios.
- Pay it down
- Rate & structure
8 tools · open hub
Refinance & Home Equity
Should I refinance or use home equity?
Compare refinance options, break-even timing, equity access, HELOCs, and cash-out choices.
7 tools · open hub
Loans & Borrowing
Estimate payment, APR, repayment schedule and total loan cost for personal, auto and student loans, and compare two offers on the same basis.
11 tools · open hub
Debt & Credit Cards
Plan payoff, minimum payments, balance transfers, consolidation, and debt ratios.
6 tools · open hub
Saving, Investing & Retirement
Project compound interest, investment growth and retirement savings, and see how much the return and inflation assumptions move a long-horizon result.
- United States
37 tools · open hub
Business & Pricing
Find the break-even point, price for a margin or a markup, measure a return over its holding period, and set a freelance rate from the hours you can actually bill.
- Any country
- India
5 tools · open hub
Market — United States
Every decision above runs United States rules unless the page says otherwise. Nothing here is mixed into the non-US tools.
35 calculators use U.S. tax and payroll rules · 61 more are currency-neutral
Market — United Kingdom
United Kingdom salary and tax rules
Estimate take-home pay for the 2026/27 UK tax year, including PAYE income tax, National Insurance, pensions and student loans.
4 calculators · open hub
Market — India
Calculate in-hand salary from CTC for FY 2026-27, compare the new and old tax regimes, and verify the deductions on your salary slip.
19 calculators · open hub
Guided journeys
Combine several tools in one flow
One set of figures carried across every step of a decision, instead of retyping them into four calculators.
3 journeys
No matching calculator yet. Try a simpler word like "home", "debt", "loan", "rate", or "retirement".
What to expect from these tools
- Educational estimateEvery result is an estimate from the numbers you enter. The formula, the assumptions, and what is left out are printed on the page.
- Inputs stay in this browserCalculations run on your device. No signup required, and no figure you type is sent to a Vicaya server.
- Compare scenarios firstThe tools line up tradeoffs side by side rather than pretending one answer fits everyone.